What Is Garage Keepers Insurance Coverage

There is then a particular form of content called garage keepers liability.

What is garage keepers insurance coverage.

Garage keepers legal liability insurance would pay to repair the damage caused to the customer s car up to the limit you select. In many cases garage keepers insurance coverage can be added to your existing business insurance policy for extended protection. It s a form of bailee liability whose purpose is to protect your client s car van truck or motorcycle while you have it in your garage for parking storing or performing a service. But garage keepers insurance can come to the rescue in similar situations.

Simply put garage keepers insurance or garagekeepers legal liability coverage is available for businesses that have service repair stations body shops or towing services. Garage keepers insurance extends coverage to customer vehicles while under your care custody and control. Combination most commercial insurance companies can sell you both a garage liability policy and a garage keepers policy. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example.

For coverage of damage to customers vehicles you need a separate policy called garage keepers insurance. They need auto responsibility coverage while driving a car. Garagekeepers insurance is outfitted to protect a garage business for loss to a customer s auto left in the care and supervision of the client. It is an essential coverage for small businesses operating in the auto service sector.

Generally the coverage is ideal for businesses that handle cars and trucks in some form but are not auto dealers. Garagekeepers coverage filling in the gaps mentioned above garagekeepers offers coverage directly to the vehicle left in the business care no matter if that car is simply being parked or being left with your business for repairs. This is a form of bailee coverage coverage of other property under your care custody and control that covers the vehicles a shop works on. Be sure to consider the average number of vehicles that are typically stored at your facility.

Or imagine this scenario. Garage keepers insurance this insurance policy covers damage to the vehicle left in the custody control or care of the shop. Think of this as a cushion for garages and dealerships looking to block more risk when it comes to attending servicing repairing or storing autos in their garages or on their premises.