What Is An Excellent Credit Score Range For Experian

While the high end of the range are all within 10 points of each other the lower end shows a much larger span.

What is an excellent credit score range for experian.

This range includes the average u s. Depending on your score you re said to have excellent good fair poor or very poor credit. The latest vantagescore 3 0 model uses a range between 300 and 850. You can see all their classifications in the table below.

The higher your score the better your chances of obtaining a loan. I was intrigued to know what score i d need to be in their top bracket that s all. But note that since the factors aren t. According to experian one of the three major credit bureaus a vantagescore between 750 and 850 is excellent and a good score is between 700 and 749.

Experian s scores range from 0 to 999. We consider a good score to be between 881 and 960 with fair or average between 721 and 880. Based on the vantagescore fico score equifax and experian credit score range model. Fico scores in the range of 670 to 739 are rated good.

If you want to find out what your credit score is you can do so for free with all of the credit reference agencies. The vantagescore was developed by the 3 major credit bureaus including experian equifax and transunion. I just signed up to the free trial out of curiosity and to check for any mistakes on my report as advised on this site. A vantagescore above 660 is considered good while a score above 780 is considered excellent.

Equifax provide credit scores out of 700 and define a good credit score as anything that s 420 or above. In fact depending on the credit bureau it can range up to 80 point difference. The base fico credit score range is 300 850. However fico auto and bankcard scores were designed with a range of 250 900.

Individuals with scores in this range may qualify for better interest rates from lenders. Vantagescore ranges can vary as well but that is based upon the version a lender uses more on that below. Your free experian credit score can be a useful guide and gives you an idea of how companies may see you so you can make more informed choices when it comes to credit. I m not looking for a loan i ve never had any problem getting the best credit deals and i don t think the experian credit score is the be all and end all of financial assessment.

What is your credit score range with equifax.